I forgot to mention yesterday that part of our investment strategy is to “invest” in home infrastructure. We do a little bit each year – fireplace insert, pergola, new well. This year (actually, it’ll take more like 2 years), we are working on windows. We’re already noticing a difference in comfort levels; we’ll need more time to see if there’s a noticeable impact on our heating needs. That’ll be a hard one to nail down precisely, given all the factors that go into it, but I’ll at least be able to figure out fuel per heating degree day as I do every year.